Up to 246.9% APY – Earn USDC – Compare Best USDC Interest Rates 2026

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Stobix AI-powered futures trading. Up to 200x leverage. Self-custody. Sponsored

Stobix
Dual Investment
1 day Locked Daily
APY246.9%
≈ 0.676 USDC / day
XT.COM
9.1
Savings
7 days Locked Daily Max: 500 USDC
APY100%
≈ 0.274 USDC / day
Poloniex
7.3
Savings
7 days Early Daily Max: 10 USDC
APY100%
≈ 0.0274 USDC / day
WhiteBIT
7.6
Lending
360 days Early Max: 600,000 USDC
APY17.39%
≈ 0.0476 USDC / day

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WhiteBIT
7.6
Lending
180 days Early Max: 600,000 USDC
APY15.63%
≈ 0.0428 USDC / day
HTX
9.4
Savings
Flexible Early Daily Max: 989,431,846.16317 USDC
APY15%
≈ 0.0411 USDC / day
WhiteBIT
7.6
Lending
90 days Early Max: 600,000 USDC
APY14.62%
≈ 0.0401 USDC / day
CoinDCX
2.9
-
7 days
APY13%
≈ 0.0356 USDC / day
WhiteBIT
7.6
Lending
30 days Early Max: 600,000 USDC
APY12.82%
≈ 0.0351 USDC / day
Ledn
-
Flexible Early
APY11.7%
≈ 0.0321 USDC / day

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WhiteBIT
7.6
Lending
20 days Early Max: 600,000 USDC
APY10.97%
≈ 0.0301 USDC / day
XT.COM
9.1
Savings
155 days Locked Daily Max: 50,000 USDC
APY10.6%
≈ 0.029 USDC / day
XT.COM
9.1
Savings
Flexible Early Daily Max: 1,000,000 USDC
APY10.15%
≈ 0.0278 USDC / day
XT.COM
9.1
Savings
125 days Locked Daily Max: 50,000 USDC
APY10.1%
≈ 0.0277 USDC / day
BitMart
9.1
Savings
Flexible Early Daily
Tiers
10% (0 - 500 USDC)
5.5% (+500 USDC)
APY10%
≈ 0.0274 USDC / day
XT.COM
9.1
Savings
180 days Locked Daily Max: 50,000 USDC
APY10%
≈ 0.0274 USDC / day
Bitrue
7
Savings
Flexible Early Daily Max: 49,993,607.56 USDC
APY10%
≈ 0.0274 USDC / day
Nexo
Lending
30 days Locked Daily
APY10%
≈ 0.0274 USDC / day
CoinEx
6.8
Savings
Flexible Early
APY9.68%
≈ 0.0265 USDC / day
XT.COM
9.1
Savings
95 days Locked Daily Max: 50,000 USDC
APY9.1%
≈ 0.0249 USDC / day
XT.COM
9.1
Savings
90 days Locked Daily Max: 50,000 USDC
APY9%
≈ 0.0247 USDC / day
XT.COM
9.1
Savings
65 days Locked Daily Max: 50,000 USDC
APY8.8%
≈ 0.0241 USDC / day
WhiteBIT
7.6
Lending
10 days Early Max: 600,000 USDC
APY8.62%
≈ 0.0236 USDC / day
XT.COM
9.1
Savings
35 days Locked Daily Max: 50,000 USDC
APY8.6%
≈ 0.0236 USDC / day
Youhodler
-
Flexible Early Max: 24,997.50025 USDC
APY8.32%
≈ 0.0228 USDC / day
XT.COM
9.1
Savings
60 days Locked Daily Max: 50,000 USDC
APY8.2%
≈ 0.0225 USDC / day
Crypto.com Exchange
9.4
Savings
90 days
APY8%
≈ 0.0219 USDC / day
Nexo
Lending
Flexible Early Daily
APY8%
≈ 0.0219 USDC / day
EarnPark
Liquidity Pool
Flexible Early Daily
APY7%
≈ 0.0192 USDC / day
AQRU
Lending
90 days
APY7%
≈ 0.0192 USDC / day
BitMart
9.1
Savings
30 days
APY6.5%
≈ 0.0178 USDC / day
Binance
10
Lending
Flexible Early Daily Max: 300,000,000 USDC
Tiers
6.11% (0 - 300 USDC)
1.11% (+300 USDC)
APY6.12%
≈ 0.0167 USDC / day
Crypto.com Exchange
9.4
Savings
90 days
APY6%
≈ 0.0164 USDC / day
Phemex
6.9
Savings
Flexible Early Daily Max: 500,000 USDC
Tiers
5.5% (0 - 200 USDC)
0.88% (200 - 500,000 USDC)
APY5.5%
≈ 0.0151 USDC / day
Bit2Me
6
Savings
Flexible Early
APY5.2%
≈ 0.0142 USDC / day
XT.COM
9.1
Savings
Flexible Early Daily Max: 100,000 USDC
APY5%
≈ 0.0137 USDC / day
XT.COM
9.1
Savings
30 days Locked Daily Max: 1,400,000 USDC
APY4.5%
≈ 0.0123 USDC / day
XT.COM
9.1
Savings
15 days Locked Daily Max: 1,400,000 USDC
APY4.2%
≈ 0.0115 USDC / day
Crypto.com Exchange
9.4
Savings
30 days
APY4%
≈ 0.011 USDC / day
Biconomy.com
8.9
Savings
Flexible Early Max: 5,000 USDC
APY4%
≈ 0.011 USDC / day
Bybit
9.8
Savings
Flexible Early Daily
Tiers
3.89% (0 - 200 USDC)
0.89% (+200 USDC)
APY3.89%
≈ 0.0107 USDC / day
XT.COM
9.1
Savings
7 days Locked Daily Max: 1,500,000 USDC
APY3.8%
≈ 0.0104 USDC / day
LBank
9.1
Lending
Flexible Early Daily
APY3.05%
≈ 0.00836 USDC / day
Crypto.com Exchange
9.4
Savings
30 days
APY3%
≈ 0.00822 USDC / day
CoinW
8.7
Savings
Flexible Early Daily Max: 100,000 USDC
APY3%
≈ 0.00822 USDC / day
Poloniex
7.3
Savings
Flexible Early Daily Max: 1,000,000,000,000 USDC
APY3%
≈ 0.00822 USDC / day
Bitrue
7
Savings
Flexible Early Daily Max: 145,015,202.13 USDC
APY3%
≈ 0.00822 USDC / day
AQRU
Lending
Flexible Early
APY3%
≈ 0.00822 USDC / day
Gate
9.6
Lending
Flexible Early
APY2.63%
≈ 0.00721 USDC / day
Phemex
6.9
Savings
7 days Early Max: 25,000 USDC
APY2.5%
≈ 0.00685 USDC / day
BigONE
6.6
Liquidity Pool
Flexible Early Daily
APY2.3%
≈ 0.0063 USDC / day
MEXC
9.6
Savings
Flexible Early Daily
APY0.85%
≈ 0.00233 USDC / day
KuCoin
9.4
Savings
Flexible Early Daily Max: 1,000,000 USDC
APY0.7%
≈ 0.00192 USDC / day
KuCoin
9.4
Savings
Flexible Early Daily Max: 500,000 USDC
APY0.6%
≈ 0.00164 USDC / day
Crypto.com Exchange
9.4
Savings
Flexible Early
APY0.55%
≈ 0.00151 USDC / day
Crypto.com Exchange
9.4
Savings
Flexible Early
APY0.4%
≈ 0.0011 USDC / day

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Best Platforms for USDC Earn

Platform	Best APY	Type	Duration
Stobix	246.9%	Dual Investment	1 day
XT.COM	100%	Savings	7 days
Poloniex	100%	Savings	7 days
WhiteBIT	17.39%	Lending	360 days
HTX	15%	Savings	Flexible
CoinDCX	13%	-	7 days
Ledn	11.7%	-	Flexible
Nexo	10%	Lending	30 days
Bitrue	10%	Savings	Flexible
BitMart	10%	Savings	Flexible
CoinEx	9.68%	Savings	Flexible
Youhodler	8.32%	-	Flexible
Crypto.com Exchange	8%	Savings	90 days
AQRU	7%	Lending	90 days
EarnPark	7%	Liquidity Pool	Flexible
Binance	6.12%	Lending	Flexible
Phemex	5.5%	Savings	Flexible
Bit2Me	5.2%	Savings	Flexible
Biconomy.com	4%	Savings	Flexible
Bybit	3.89%	Savings	Flexible
LBank	3.05%	Lending	Flexible
CoinW	3%	Savings	Flexible
Gate	2.63%	Lending	Flexible
BigONE	2.3%	Liquidity Pool	Flexible
MEXC	0.85%	Savings	Flexible
KuCoin	0.7%	Savings	Flexible

Highest Yield	246.9% APY (Stobix)
Deals	56
Types	Dual Investment , Lending , Liquidity Pool , Savings
Platforms	26
Popular Platforms	AQRU, Biconomy.com, BigONE, Binance, Bit2Me

Highest Yield

246.9% APY (Stobix)

Deals

Types

Dual Investment , Lending , Liquidity Pool , Savings

Platforms

Popular Platforms

AQRU, Biconomy.com, BigONE, Binance, Bit2Me

USDC Earn

Deals for USDC Earn

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