Earn XRP – Compare Best XRP Interest Rates 2025

Deals for XRP Earn

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OKX
9.6
Dual Investment
1 day Locked Daily
APY367.1%
View
≈ 0.402 XRP / day
Stobix
Dual Investment
1 day Locked Daily
APY133.02%
View
≈ 0.146 XRP / day
Poloniex
4.9
Savings
7 days Early Daily Max: 20 XRP
APY100%
View
≈ 0.0548 XRP / day
Poloniex
4.9
Savings
7 days Early Daily Max: 20 XRP
APY100%
View
≈ 0.0548 XRP / day

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Binance
10
Dual Investment
8 days Locked Max: 50,000 XRP
APY91.32%
View
≈ 0.1 XRP / day
Bitrue
7
Savings
Flexible Early Daily Max: 269,277.82 XRP
APY80%
View
≈ 0.0877 XRP / day
WhiteBIT
7.7
Lending
360 days Early Max: 1,150,000 XRP
APY17.39%
View
≈ 0.0191 XRP / day
WhiteBIT
7.7
Lending
180 days Early Max: 1,150,000 XRP
APY15.63%
View
≈ 0.0171 XRP / day
WhiteBIT
7.7
Lending
90 days Early Max: 1,150,000 XRP
APY14.62%
View
≈ 0.016 XRP / day
WhiteBIT
7.7
Lending
30 days Early Max: 1,150,000 XRP
APY12.82%
View
≈ 0.014 XRP / day
Nexo
Lending
30 days Locked Daily
APY9%
View
≈ 0.00986 XRP / day
XT.COM
9.1
Savings
115 days Locked Daily Max: 42,000 XRP
APY4.5%
View
≈ 0.00493 XRP / day
Gate.io
9.5
Lending
Flexible Early
APY4.38%
View
≈ 0.0048 XRP / day
Youhodler
-
Flexible Early Max: 48,209.091918 XRP
APY4.07%
View
≈ 0.00446 XRP / day
Nexo
Lending
Flexible Early Daily
APY4%
View
≈ 0.00438 XRP / day
XT.COM
9.1
Savings
95 days Locked Daily Max: 83,000 XRP
APY3%
View
≈ 0.00329 XRP / day
CoinW
8.8
Savings
Flexible Early Daily Max: 500,000 XRP
APY3%
View
≈ 0.00329 XRP / day
XT.COM
9.1
Savings
65 days Locked Daily Max: 500,000 XRP
APY1.5%
View
≈ 0.00164 XRP / day
CoinEx
6.7
Savings
Flexible Early
APY1.45%
View
≈ 0.00159 XRP / day
HTX
9.4
Savings
Flexible Early Daily Max: 193,482,055.91737 XRP
APY1%
View
≈ 0.0011 XRP / day
XT.COM
9.1
Savings
Flexible Early Daily Max: 159,199.3271488 XRP
APY1%
View
≈ 0.0011 XRP / day
Bitrue
7
Savings
Flexible Early Daily Max: 294,167,693 XRP
APY1%
View
≈ 0.0011 XRP / day
Poloniex
4.9
Savings
Flexible Early Daily Max: 1,000,000,000,000 XRP
Tiers
1% (0 - 50 XRP)
0.01% (50 - 9,999,999,999,999 XRP)
APY1%
View
≈ 0.0011 XRP / day
Bybit
9.8
Savings
Flexible Early Daily
APY0.7%
View
≈ 0.000767 XRP / day
Bit2Me
5.9
Savings
Flexible Early
APY0.5%
View
≈ 0.000548 XRP / day
Binance
10
Lending
Flexible Early Daily Max: 46,622,478 XRP
APY0.32%
View
≈ 0.000351 XRP / day
Phemex
6.8
Savings
Flexible Early Daily Max: 43,764 XRP
APY0.3%
View
≈ 0.000329 XRP / day
KuCoin
9.4
Savings
Flexible Early Daily Max: 50,000 XRP
APY0.05%
View
≈ 0.0000548 XRP / day

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Best Platforms for XRP Earn

Platform	Best APY	Type	Duration
OKX	367.1%	Dual Investment	1 day
Stobix	133.02%	Dual Investment	1 day
Poloniex	100%	Savings	7 days
Binance	91.32%	Dual Investment	8 days
Bitrue	80%	Savings	Flexible
WhiteBIT	17.39%	Lending	360 days
Nexo	9%	Lending	30 days
XT.COM	4.5%	Savings	115 days
Gate.io	4.38%	Lending	Flexible
Youhodler	4.07%	-	Flexible
CoinW	3%	Savings	Flexible
CoinEx	1.45%	Savings	Flexible
HTX	1%	Savings	Flexible
Bybit	0.7%	Savings	Flexible
Bit2Me	0.5%	Savings	Flexible
Phemex	0.3%	Savings	Flexible
KuCoin	0.05%	Savings	Flexible